Insure The Fleet – Professional Fleet Insurance Services

Our highly trained insurance brokers are comfortable discussing your fleet insurance needs and finding solutions.



While personal and commercial auto insurance policies provide similar types of coverage, there are important differences. Commercial auto insurance policies typically have higher liability limits than a personal automobile liability insurance policy. For example, a typical commercial auto policy may have a liability limit of $1 million. A commercial fleet auto liability insurance policy also may have provisions that cover rented and other non-owned vehicles, such as employee-owned vehicles that are driven for company business.

Commercial insurance can be complicated, so be sure to discuss any terms, conditions, or concepts you are not familiar with or do not fully understand with your producer. One of the services our producers provide is their ability to answer your questions and help you understand the insurance you are considering.

While your business may not need all types of commercial coverages, it is a good idea to have basic knowledge of the types of insurance coverages available. As your business changes and expands, you should reassess your coverages and determine what additional coverages you may wish to purchase. This is particularly true if your business grows and new risk exposures arise.


• If your business owns or leases a vehicle, make sure the name of the business is listed on the policy declaration page as the insured.
• If you are relying on either a personal auto or personal umbrella liability insurance policy  to provide you with protection for your company’s use of vehicles, closely review the policy language. Many personal insurance policies exclude business-related liability claims.
• If your employees operate a company car, make sure they have good driving records and are trained properly before you entrust your company vehicle to them. Failure to do so may expose your company to additional liability. The risk presented by your employees may
exceed the company’s underwriting guidelines and prevent you from getting insurance with the company you desire.
• Consider increasing insurance on your business vehicle(s) to cover permanently attached items, such as a generator or a storage unit.

Potential Insure The Fleet Insurance Discounts that may be available.

Commercial Driver’s License (CDL) Discount – Insurance customers who employ professionally trained drivers that have had a Commercial Driver’s License (CDL) for at least two years can potentially save big on their auto liability coverage.

Business Experience Discount – Business auto fleets & commercial truck fleet customers in business for more than three years may qualify. We will discuss and review all possible discounts available.

Prior Insurance Discount – Your company could be eligible for additional savings if you’ve maintained continuous commercial or business auto liability insurance coverage for the last 12 months.

Package Discount – Business Auto & Trucking customers with an in-force General Liability (GL) or Business Owners Policy (BOP) could be eligible for additional savings.

Paid In Full Discount – You can save considerable money if you decide to pay your total premium in one lump sum.

Truckers ELD Potential Fleet Discount- If you agree to share the telematics data we will be able to get you between 5%-20% annual discount.

We offer some of the best fleet auto liability and related coverages for business use vehicles, mixed fleets, route delivery vans and commercial truck insurance for fleets available anywhere. We will be excited to assist your company also!

Feel free to contact us right away with any of your needs or concerns. Let “Let Insure The Fleet Brokers” provide your solution today!

Request quote help or to contact us here.

Insure The Fleet has small to large fleet insurance products to insure Delivery Vans, route delivery vehicles and sedans.
Insure The Fleet has small to large fleet insurance products to insure Delivery Vans, route delivery vehicles and sedans.



If you need to research USDOT laws for commercial vehicles click here.

In Regards to commercial drivers licenses.

Subpart A – General
§ 383.1 Purpose and scope.

(a) The purpose of this part is to help reduce or prevent truck and bus accidents, fatalities, and injuries by requiring drivers to have a single commercial motor vehicle driver’s license and by disqualifying drivers who operate commercial motor vehicles in an unsafe manner.

(b) This part:

(1) Prohibits a commercial motor vehicle driver from having more than one commercial motor vehicle driver’s license;

(2) Requires a driver to notify the driver’s current employer and the driver’s State of domicile of certain convictions;

(3) Requires that a driver provide previous employment information when applying for employment as an operator of a commercial motor vehicle;

(4) Prohibits an employer from allowing a person with a suspended license to operate a commercial motor vehicle;

(5) Establishes periods of disqualification and penalties for those persons convicted of certain criminal and other offenses and serious traffic violations, or subject to any suspensions, revocations, or cancellations of certain driving privileges;

(6) Establishes testing and licensing requirements for commercial motor vehicle operators;

(7) Requires States to give knowledge and skills tests to all qualified applicants for commercial drivers’ licenses which meet the Federal standard;

(8) Sets forth commercial motor vehicle groups and endorsements;

(9) Sets forth the knowledge and skills test requirements for the motor vehicle groups and endorsements;

(10) Sets forth the Federal standards for procedures, methods, and minimum passing scores for States and others to use in testing and licensing commercial motor vehicle operators; and

(11) Establishes requirements for the State issued commercial license documentation.

[52 FR 20587, June 1, 1987, as amended at 53 FR 27648, July 21, 1988; 54 FR 40787, Oct. 3, 1989]