Commercial Fleet Insurance Companies in the USA
Fleet insurance is a type of business insurance that covers commercial vehicles for damage, liability, and medical expenses. It benefits small business owners, who often don’t have the budget to cover repairs and other damages to their vehicles out-of-pocket. Large companies also benefit from commercial vehicle insurance, as it offers them coverage for a wide range of vehicles and drivers. Though the cost of fleet insurance will vary greatly depending on size, location, and other factors, it can offer greater protection than individual policies.
If you’re looking for the right fleet insurance provider for your business, there are many great options in the US. Here’s a look at some of the top commercial fleet insurance companies in the US:
1. Progressive Commercial Auto Insurance
Progressive Commercial Auto Insurance is a reliable provider of auto insurance solutions for fleets of all sizes. From limousines to ice cream trucks to construction vehicles, Progressive has policy options for businesses with two vehicles or more. They also offer competitive rates for businesses operating in multiple states and benefits such as rental reimbursement and roadside assistance in certain plans. Their website makes it easy to get a free quote, so you can compare their rates to other providers.
2. Liberty Mutual Commercial Vehicle Insurance
Liberty Mutual Commercial Vehicle Insurance provides specialized coverage for businesses with fleets of more than five vehicles. The insurer offers flexible policies that cover traditional cars and trucks as well as buses and specialty equipment. They also offer a number of discounts for businesses that meet certain criteria and optional coverage add-ons. Plus, their 24/7 customer service team is always available to assist with any questions or concerns you may have.
3. Nationwide Business Fleet Auto Insurance
Nationwide Business Fleet Auto Insurance is a trusted provider of comprehensive coverage solutions for businesses with multiple vehicles. They offer customizable policies that can be tailored to meet your needs, such as garaging discounts for low-mileage fleets, replacement cost coverage for brand-new vehicles, and associated liability coverage for employees driving company cars. Plus, customers can access their online portal to view claim details, pay bills, and more.
4. The Hartford Fleet Insurance
The Hartford Fleet Insurance offers customized fleet insurance options that take into account the size of the business and its needs. With the ability to mix and match coverage types, customers can opt for various levels of protection such as liability, property damage, and total loss replacement. Plus, The Hartford prides itself on its customer service, offering a personal point-of-contact to guide customers through every step of the policy process.
5. Geico Business Auto & Fleet Insurance
Geico Business Auto & Fleet Insurance provides comprehensive coverage that includes property damage, collision, comprehensive physical damage, medical payments, uninsured motorist protection, and rental car reimbursement. They also have convenient online tools to help customers file and track claims quickly and easily from any device. In addition, Geico offers flexible payment options so customers can pay their bills on their own timeline.
6. CNA Financial Fleet & Small Business Insurance
CNA Financial Fleet & Small Business Insurance is another great option for companies with vehicle fleets of all sizes. Their comprehensive policies cover commercial auto fleets from two to 500 vehicles, meaning everything from sedans to 18-wheelers are eligible for protection. Depending on the size of the policy and its features, CNA offers competitive rates combined with personalized service and free claims adjusters who will work exclusively with your business’s unique needs.
7. Farmers Insure My Business
Farmers Insure My Business provides specialized auto insurance coverage for businesses with fleets ranging from two to 25 vehicles. Their policies are designed to provide financial protection in the event of an accident or other losses related to your fleet while offering competitive rates at the same time. Plus, they have convenient online tools so you can easily manage your policy without ever having to pick up the phone or contact an agent.
8. Travelers Commercial Auto & Trucking Insurance
Travelers Commercial Auto & Trucking Insurance provides tailored solutions for businesses that have both passenger and commercial vehicles in their fleets. They offer competitive rates for new vehicles as well as used models and include coverage options such as bodily injury liability and property damage liability in all of their plans. In addition, travelers specialize in working with businesses that operate across state lines or fly internationally, meaning you’ll be covered during long hauls or trips overseas.
9. Nationwide Business Owner’s Policy (BOP)
Nationwide Business Owner’s Policy (BOP) is an all-in-one solution that covers a range of risks associated with business operations including auto fleets insurance coverage when approved by an agent. The plans are tailored to meet specific needs but generally include general liability protection along with optional add-ons such as auto physical damage, pollution liability, business interruption insurance, and more. Plus, customers also enjoy access to their award-winning customer service center regardless of when they need help or support with filing claims or understanding their policy details.
10. Chubb Small Commercial Vehicle & Fleet Insurance
Chubb Small Commercial Vehicle & Fleet Insurance provides comprehensive coverage for businesses operating a variety of light-duty commercial vehicles including vans and pickups up to one ton GVWR in size. This type of insurance offers protection from property damage due to accidents or theft as well as bodily injury liability protection if one of your company drivers causes an accident involving someone else’s property or person. Chubb is renowned for its customer service and trustworthiness – both qualities you want in an insurer – making them a great choice for businesses that own small fleets